.calculator-studio{--journey-ink:#0c2e3b;--journey-muted:#62716e;--journey-line:#dce1d9;--journey-paper:#f8f7f2;--journey-lime:#e4ed91;color:var(--journey-ink);background:var(--journey-paper)}.calculator-studio .container{width:min(1240px,100% - 96px)}.studio-hero{background:linear-gradient(115deg,#faf9f5,#f2f3eb);overflow:hidden}.studio-hero-inner{grid-template-columns:1.25fr 1fr;align-items:center;gap:30px;min-height:340px;display:grid}.studio-hero-copy{z-index:1;padding:35px 0;position:relative}.studio-eyebrow{letter-spacing:.14em;color:#5b6964;align-items:center;gap:12px;margin:0 0 20px;font-size:11px;font-weight:600;line-height:1.7;display:flex}.studio-eyebrow:before{content:"";background:#99ae48;flex-shrink:0;width:30px;height:1px}.studio-eyebrow>span{display:none}.studio-hero h1{font:400 clamp(44px,4.35vw,64px)/1.12 var(--font-heading);letter-spacing:-.045em;margin:0}.studio-hero h1 em{font-weight:400}.studio-lead{color:#69746f;max-width:520px;margin:22px 0 0;font-size:18px;line-height:1.7}.journey-adviser{align-self:stretch;align-items:center;min-width:0;display:flex;position:relative}.journey-adviser:before{content:"";border:1px solid #dbe0d3;border-radius:50%;position:absolute;inset:20px -180px -170px -35px;transform:rotate(-35deg);box-shadow:40px 0 #e6e9de}.journey-adviser img{object-fit:cover;object-position:50% 15%;mix-blend-mode:multiply;align-self:end;width:62%;height:330px;position:relative;-webkit-mask-image:linear-gradient(90deg,#0000,#000 8% 94%,#0000);mask-image:linear-gradient(90deg,#0000,#000 8% 94%,#0000)}.journey-adviser>div{z-index:1;flex:1;padding-left:10px}.journey-adviser strong{font:400 23px/1.4 var(--font-heading);white-space:nowrap;display:block}.journey-adviser strong:after{content:"";background:#9daf58;width:32px;height:1px;margin:12px 0;display:block}.journey-adviser span{color:#68756f;font-size:15px;line-height:1.6;display:block}.calculator-studio .calculator-experience{background:var(--journey-paper);color:var(--journey-ink);padding:18px 0 80px;scroll-margin-top:125px}.journey-mode-row{align-items:center;gap:25px;display:flex}.calculator-studio .calc-toolbar{flex:1;min-width:0;display:block}.calculator-studio .calc-toolbar>div{grid-template-columns:repeat(var(--mode-count,3),minmax(0,1fr));border:1px solid var(--journey-line);background:#fff;border-radius:12px;padding:0;display:grid;position:relative;overflow:hidden}.calculator-studio .calc-toolbar>div:before{content:"";width:calc(100% / var(--mode-count,3));transform:translateX(calc(var(--active-mode-index,0) * 100%));pointer-events:none;background:#0c303e;border-radius:11px;transition:transform .2s;position:absolute;inset:0 auto 0 0}.calculator-studio .calc-toolbar button{text-align:left;color:var(--journey-ink);background:0 0;border-radius:11px;align-items:center;gap:18px;padding:20px 25px;transition:color .18s;display:flex;position:relative}.calculator-studio .calc-toolbar button>svg{flex-shrink:0}.calculator-studio .calc-toolbar button>span{gap:4px;display:grid}.calculator-studio .calc-toolbar strong{font-size:14px;font-weight:500}.calculator-studio .calc-toolbar small{color:#748079;font-size:12px;font-weight:400;line-height:1.5}.calculator-studio .calc-toolbar button[aria-pressed=true]{color:#fff;background:0 0}.calculator-studio .calc-toolbar button[aria-pressed=true] svg{color:var(--journey-lime)}.calculator-studio .calc-toolbar button[aria-pressed=true] small{color:#c5d4d5}.calculator-studio .calc-clear{color:#64716d;cursor:pointer;background:0 0;border:0;align-items:center;gap:10px;min-height:44px;padding:12px 0;font-size:13px;text-decoration:none;display:flex}.calculator-studio .calc-clear:hover{color:var(--journey-ink);text-underline-offset:4px;text-decoration:underline}.calculator-studio .calc-privacy{color:#69756f;align-items:center;gap:9px;margin:16px 0 32px;font-size:12px;display:flex}.calculator-studio .calc-privacy svg{flex-shrink:0}.calculator-studio .calc-mode-intro{margin:30px 0;font-size:17px}.calculator-studio .refi-workbench{--rf-ink:#0c2e3b;--rf-muted:#61726d;--rf-line:#dce1d9;--rf-panel:#fff;--rf-soft:#f1f4eb;--rf-input:#fcfcf9}.calculator-studio .refi-introduction{gap:24px;margin:30px 0 26px}.calculator-studio .refi-introduction h2{margin:8px 0;font-size:clamp(30px,3vw,41px);font-weight:400}.calculator-studio .refi-introduction p{margin:0;font-size:15px}.calculator-studio .refi-example{background:0 0;border-radius:7px;min-height:46px}.calculator-studio .refi-layout,.studio-planner{grid-template-columns:minmax(0,1.12fr) minmax(0,.95fr);align-items:start;gap:30px;display:grid}.calculator-studio .refi-inputs{border:1px solid var(--journey-line);background:#fff;border-radius:14px;gap:0;padding:30px;box-shadow:0 10px 36px #1d332b06}.calculator-studio .refi-inputs>.refi-panel{border:0;border-bottom:1px solid var(--journey-line);box-shadow:none;border-radius:0;margin:0 0 28px;padding:0 0 24px}.calculator-studio .refi-section-title{gap:12px;margin-bottom:24px}.calculator-studio .refi-section-title>span{color:#66776a;border:0;border-bottom:1px solid #9daf58;border-radius:0;width:27px;height:27px;font-size:11px}.calculator-studio .refi-section-title h3{margin:0;font-size:30px;font-weight:400}.calculator-studio .refi-field{margin-bottom:21px}.calculator-studio .refi-field label,.calculator-studio .budget-field label{font-size:14px;font-weight:500;line-height:1.6}.calculator-studio .refi-field :is(input,select),.calculator-studio .budget-input-wrap .input,.calculator-studio .calc-fields .budget-field>select{background:#fcfcf9;border:1px solid #d5dcd4;border-radius:7px;min-height:51px;padding-block:12px;font-size:16px;transition:border-color .16s,box-shadow .16s}.calculator-studio .budget-input-wrap .input{font-size:17px}.calculator-studio :is(input,select):focus-visible{outline-offset:2px;border-color:#688379;outline:2px solid #8da284;box-shadow:0 0 0 4px #91a98112}.calculator-studio :is(button,a,summary):focus-visible{outline-offset:4px;outline:2px solid #708a69}.calculator-studio .refi-field input[aria-invalid=true]{border-color:#a54037}.calculator-studio .refi-input>span{font-size:13px}.calculator-studio .refi-field small,.calculator-studio .budget-hint{font-size:12px;line-height:1.75}.calculator-studio .refi-hint{font-size:13px;line-height:1.8}.calculator-studio .refi-check{align-items:center;min-height:44px;font-size:14px}.calculator-studio .refi-check input{accent-color:#103440;width:21px;height:21px}.calculator-studio .refi-details{margin-top:20px;padding-top:18px}.calculator-studio details>summary{cursor:pointer;min-height:44px;padding-right:28px;font-size:15px;font-weight:500;line-height:1.6;list-style:none;position:relative}.calculator-studio details>summary::-webkit-details-marker{display:none}.calculator-studio details>summary:after{content:"+";font:300 24px/1.4 var(--font-body);transition:transform .22s;position:absolute;top:0;right:0}.calculator-studio details[open]>summary:after{transform:rotate(45deg)}.calculator-studio .journey-setting-summary,.calculator-studio .refi-advanced>summary .journey-setting-summary{color:#758078;flex-basis:100%;margin-top:4px;font-size:12px;font-weight:400;line-height:1.8;display:block}.calculator-studio .refi-advanced>summary{gap:7px 10px}.calculator-studio .refi-published-rate{background:#f2f5e9;border-color:#dce4ce;border-radius:8px;padding:20px}.calculator-studio .refi-published-rate>strong{font-size:32px;font-weight:400}.calculator-studio .refi-published-rate p{font-size:12px;line-height:1.8}.calculator-studio .refi-rate-conditions{margin-top:12px}.calculator-studio .refi-rate-conditions>summary{font-size:13px}.calculator-studio .refi-use-rate{background:#e5edb4;border-color:#d3dfa4;border-radius:6px;font-size:14px}.calculator-studio .refi-calculate{background:#0d3240;border-radius:7px;min-height:54px;font-size:15px}.calculator-studio .refi-results,.studio-planner .calc-results-region{min-width:0;scroll-margin-top:140px;position:sticky;top:125px}.calculator-studio .journey-result-card{color:#f5f6ef;background:radial-gradient(at 110% 0,#294b43aa,#0000 65%),#0b2e3c;border-radius:13px;padding:34px;box-shadow:0 12px 32px #1b3b3010}.calculator-studio .refi-result-hero{animation:none}.calculator-studio .journey-result-card .refi-kicker{color:#dfe99d;letter-spacing:.14em;font-size:10px}.calculator-studio .refi-result-hero>h3{font:400 30px/1.35 var(--font-heading);color:#f5f6ef;margin:26px 0 12px}.calculator-studio .refi-main-value{font:400 clamp(38px,3.5vw,52px)/1.2 var(--font-body);letter-spacing:-.04em;overflow-wrap:anywhere;display:block}.calculator-studio .refi-main-value[data-positive=true]{color:var(--journey-lime)}.calculator-studio .refi-main-value[data-positive=false]{color:#f7c8b5}.calculator-studio .journey-result-card[data-outcome=unknown] .refi-main-value{color:#c9dad3}.calculator-studio .journey-result-context{color:#bfd0ce;margin:14px 0 0;font-size:13px;line-height:1.8}.calculator-studio .refi-hero-stats{border-color:#6c868040;grid-template-columns:1fr 1fr;gap:22px;margin-top:24px;padding-top:23px}.calculator-studio .refi-hero-stats span{color:#e0e9e5;font-size:13px}.calculator-studio .refi-hero-stats strong{font:400 25px/1.3 var(--font-body);color:#e5edb1;overflow-wrap:anywhere}.calculator-studio .refi-hero-stats small{color:#adc4c4;font-size:11px;line-height:1.8}.calculator-studio strong .journey-value{font:inherit;letter-spacing:inherit}.journey-payment-pair{background:#ffffff06;border:1px solid #d6e5dc24;border-radius:9px;justify-content:space-between;align-items:center;gap:16px;margin-top:24px;padding:18px;display:flex}.journey-payment-pair span{color:#d0ded9;margin-bottom:6px;font-size:12px;display:block}.journey-payment-pair strong{font:400 22px/1.3 var(--font-body)}.journey-payment-pair>svg{color:#c2d2c9;flex-shrink:0}.journey-support-metrics{grid-template-columns:1fr auto;gap:18px;margin:23px 0 0;display:grid}.journey-support-metrics span{color:#bed0ca;max-width:210px;font-size:12px;line-height:1.6;display:block}.journey-support-metrics strong{margin-top:7px;font-size:18px;font-weight:500;display:block}.calculator-studio .refi-hero-caption{color:#a9c1bd;margin-top:14px;font-size:12px;line-height:1.8}.calculator-studio .journey-estimate-note{color:#d2dfd7;margin:23px 0 16px;font-size:12px}.journey-result-actions{margin-top:23px}.journey-primary{background:var(--journey-lime);color:#102f36;text-align:center;border:1px solid #e0eb8f;border-radius:8px;justify-content:center;align-items:center;gap:20px;min-height:57px;padding:16px 18px;font-size:15px;font-weight:600;line-height:1.6;display:flex}.journey-primary>svg{flex-shrink:0}.calculator-studio .journey-result-actions>p{color:#c1d0cc;text-align:center;margin:13px 0 23px;font-size:12px}.journey-question{color:#d1e0d8;text-underline-offset:5px;border-top:1px solid #b4c6bb55;justify-content:center;align-items:center;gap:15px;min-height:48px;padding-top:19px;font-size:14px;text-decoration:underline;display:flex}.journey-analysis-link{text-underline-offset:5px;color:#23473f;justify-content:center;align-items:center;gap:15px;padding:20px 10px;font-size:14px;text-decoration:underline;display:flex}.journey-full-analysis{border-top:1px solid var(--journey-line);gap:28px;margin-top:65px;padding-top:35px;scroll-margin-top:140px;display:grid}.journey-analysis-heading{padding-bottom:6px}.calculator-studio .journey-analysis-heading h2{font:400 clamp(32px,3vw,42px)/1.25 var(--font-heading);margin:0 0 14px}.calculator-studio .journey-analysis-heading p{color:#6a7771;margin:0;font-size:16px}.journey-chart-grid{grid-template-columns:repeat(2,minmax(0,1fr));gap:24px;display:grid}.calculator-studio .refi-visuals{gap:12px}.calculator-studio .refi-visuals>.refi-hint{margin:0}.journey-chart-pending{border:1px solid var(--journey-line);background:#eef1e7;border-radius:13px;flex-direction:column;justify-content:center;min-height:330px;padding:30px;display:flex}.calculator-studio .refi-panel{border-color:var(--journey-line);border-radius:12px;padding:32px;box-shadow:0 8px 25px #203e2b04}.calculator-studio .refi-panel h3{font:400 30px/1.3 var(--font-heading);margin:0 0 26px}.calculator-studio .refi-scenario-grid{gap:36px}.calculator-studio .refi-scenario+.refi-scenario{padding-left:36px}.calculator-studio .refi-scenario>strong{font:400 32px/1.4 var(--font-body);overflow-wrap:anywhere}.calculator-studio .refi-scenario>small{font-size:12px}.calculator-studio .refi-scenario dl>div{grid-template-columns:1fr 1fr;align-items:start;gap:18px;padding:15px 0}.calculator-studio .refi-scenario dt{font-size:13px;line-height:1.7}.calculator-studio .refi-scenario dd{text-align:right;font-size:14px}.calculator-studio .refi-net-grid{gap:35px;padding:10px 0}.calculator-studio .refi-net-grid span{font-size:14px}.calculator-studio .refi-net-grid small{font-size:12px}.calculator-studio .refi-net-grid strong{font:400 33px/1.3 var(--font-body)}.journey-detail-sections{grid-template-columns:minmax(0,1fr);gap:15px;min-width:0;display:grid}.journey-full-analysis>*,.journey-detail-sections>*{min-width:0}.calculator-studio .journey-detail-sections>details{border:1px solid var(--journey-line);background:#fff;border-radius:10px;margin:0;padding:23px 28px}.calculator-studio .journey-detail-sections>details>summary{min-height:30px;font-size:17px}.calculator-studio .journey-detail-sections>details>div{margin-top:22px}.calculator-studio .refi-assumptions ul{font-size:14px;line-height:1.9}.calculator-studio .refi-table-scroll caption{white-space:normal;font-size:12px}.calculator-studio .refi-table-scroll table{font-size:13px}.calculator-studio .refi-segment button{min-height:44px;font-size:13px}.calculator-studio .refi-empty,.studio-planning-empty{color:#f4f6ee;background:#0b2e3c;border:1px solid #2b4e53;border-radius:13px;padding:34px}.calculator-studio .refi-empty h3,.studio-planning-empty h2{color:#f5f6ed;font:400 36px/1.25 var(--font-heading);margin:20px 0}.calculator-studio .refi-empty p,.studio-planning-empty>p{color:#bdd0c8;font-size:15px;line-height:1.9}.calculator-studio .refi-empty .refi-kicker,.studio-planning-empty .studio-eyebrow{color:#dce99e}.calculator-studio .refi-empty ul{color:#d1dfd5;border-color:#ffffff26;font-size:14px}.studio-placeholder-foot{color:#bbcfc4;letter-spacing:.08em;border-top:1px solid #ffffff26;padding-top:20px;font-size:11px;line-height:1.8;display:block}.studio-planning-empty h2 em{color:#e4ed91}.studio-planner{margin-top:28px}.studio-planner .calc-edit-grid{grid-area:1/1;display:block}.studio-planner .calc-results-region{grid-area:1/2}.calculator-studio :is(.calc-panel,.budget-card,.calc-summary,.calc-repayment){border-color:var(--journey-line);border-radius:12px;padding:30px;box-shadow:0 8px 25px #203e2b04}.calculator-studio .calc-panel h2{font-size:30px;font-weight:400}.calculator-studio .calc-fields,.calculator-studio .budget-field-grid{grid-template-columns:repeat(2,minmax(0,1fr));gap:23px 18px}.calculator-studio .calc-household-editor>summary{border-color:var(--journey-line);padding:17px 42px 17px 20px}.calculator-studio .calc-household-editor>summary:after{top:13px;right:16px}.calculator-studio .calc-note{background:#f1f4e9;border-color:#9cad85}.calculator-studio .journey-planning-result :is(.calc-summary,.calc-repayment){box-shadow:none;color:#eff4e9;background:0 0;border:0;padding:0}.calculator-studio .journey-planning-result :is(h2,h3){color:#f1f4e9;font-weight:400}.calculator-studio .journey-planning-result :is(p,.calc-facts dt,.calc-budget-figures small){color:#bed0ca}.calculator-studio .journey-planning-result .eyebrow{color:#e4ed91}.calculator-studio .journey-planning-result .calc-budget-figures{border-color:#b4c6bb55;grid-template-columns:1fr 1fr;gap:20px}.calculator-studio .journey-planning-result .calc-budget-main{grid-column:1/-1}.calculator-studio .journey-planning-result :is(.result-value,.calc-budget-main strong){color:#e4ed91;font-family:var(--font-body);font-weight:400}.calculator-studio .journey-planning-result .calc-repayment-top{grid-template-columns:1fr;gap:12px}.calculator-studio .journey-planning-result .calc-facts>div{border-color:#b4c6bb33}.calculator-studio .journey-planning-result .calc-note{background:#ffffff08;border-color:#a9bd82;font-size:14px}.calculator-studio .journey-planning-result .calc-summary+.calc-repayment{border-top:1px solid #b4c6bb55;padding-top:25px}.calculator-studio .journey-full-analysis :is(.calc-summary,.calc-repayment,.calc-sources){margin:0}.calculator-studio .calc-repayment .calc-facts>div{font-size:15px;line-height:1.7}.calculator-studio .journey-full-analysis .calc-repayment>p{font-size:16px;line-height:1.8}.calculator-studio .journey-full-analysis .calc-repayment>.calc-small{font-size:15px}.calculator-studio .journey-full-analysis .calc-repayment>h3{font-size:26px;line-height:1.35}.calculator-studio .calc-repayment .calc-table caption{font-size:14px;line-height:1.7}.calculator-result-notice{border-top:1px solid var(--journey-line);text-align:center;margin-top:28px;padding:24px 8px 0}.calculator-studio .calculator-result-notice p{max-width:100ch;color:var(--journey-ink);margin:0 auto;font-size:15px;line-height:1.8}.calculator-studio .calculator-result-notice p+p{margin-top:16px}.calculator-result-notice a{color:inherit;text-underline-offset:3px;text-decoration:underline}.calculator-notice-marker{color:#a83c36}.calculator-studio .calc-completion{background:#f3f5ee;border-color:#e0e5d9}.calculator-studio .calc-sources>summary{font:400 24px/1.4 var(--font-heading)}.calculator-studio .calc-consultation{color:#143a39;box-shadow:none;background:#eaf0e2;border:1px solid #d9e2ce;border-radius:13px;grid-template-columns:1.2fr .75fr 1.1fr;align-items:center;gap:20px;margin:60px 0 0;padding:40px;display:grid}.calculator-studio .calc-consultation h2{color:#13343b;font-size:clamp(34px,3vw,38px);font-weight:400}.calculator-studio .calc-consultation :is(p,li){color:#5d7064}.calculator-studio .calc-consultation .eyebrow{color:#576f55}.calculator-studio .calc-consultation ul{gap:15px;display:grid}.calculator-studio .calc-consultation li svg{color:#557447}.calculator-studio .calc-consultation-adviser{margin:24px 0 0;display:block}.calculator-studio .calc-consultation-adviser strong{color:#183b37;font:400 25px/1.4 var(--font-heading)}.calculator-studio .calc-consultation-adviser span{color:#637668;font-size:13px}.journey-contact-portrait{object-fit:cover;object-position:50% 15%;mix-blend-mode:multiply;align-self:end;width:100%;height:420px;margin-bottom:-40px;-webkit-mask-image:linear-gradient(90deg,#0000,#000 7% 93%,#0000);mask-image:linear-gradient(90deg,#0000,#000 7% 93%,#0000)}.journey-contact-options{z-index:1;background:#fff;border:1px solid #dce3d7;border-radius:12px;padding:27px;box-shadow:0 8px 32px #163a2a05}.calculator-studio .journey-contact-options h3{font:400 30px/1.25 var(--font-heading);color:#173740;margin:0 0 26px}.calculator-studio .calc-consultation-actions{flex-direction:column;align-items:stretch;gap:13px;display:flex}.calculator-studio .calc-consultation-actions .button{color:#f6f7f0;background:#103541;border-color:#103541;border-radius:7px;padding:15px 12px;font-size:14px}.calculator-studio .calc-consultation-question{color:#285047;justify-content:center;font-size:14px}.calculator-studio .calc-consultation .calc-consultation-note{color:#778078;text-align:center;font-size:12px}.journey-mobile-contact{bottom:0;z-index:35;padding:12px 18px calc(12px + env(safe-area-inset-bottom));-webkit-backdrop-filter:blur(10px);backdrop-filter:blur(10px);background:#f8f7f2f5;border-top:1px solid #d3ddca;position:fixed;inset-inline:0;box-shadow:0 -8px 30px #1235270c}.journey-mobile-contact a{color:#12343a;background:#e4ed91;border:1px solid #d5df91;border-radius:7px;justify-content:center;align-items:center;gap:16px;min-height:52px;padding:12px 15px;font-size:14px;font-weight:600;display:flex}.calculator-studio :is(button,.button,.journey-primary,.journey-question,.calc-consultation-question){transition:background-color .16s,box-shadow .16s,color .16s,transform .16s}.calculator-studio :is(button,a)>svg:last-child{transition:transform .16s}@media (hover:hover){.calculator-studio :is(.journey-primary,.refi-use-rate):hover{background:#edf4b0;box-shadow:0 3px 14px #19362c12}.calculator-studio :is(.refi-calculate,.calc-consultation-actions .button):hover{background:#204853}.calculator-studio :is(.journey-primary,.journey-question,.refi-calculate,.calc-consultation-actions a):hover>svg:last-child{transform:translate(3px)}}.calculator-studio :is(.journey-primary,.refi-calculate,.refi-example,.refi-use-rate,.button):active{transform:translateY(1px)scale(.99)}@media (prefers-reduced-motion:no-preference){.studio-hero-copy{animation:.4s both journey-enter}.journey-value{animation:.18s journey-value}.journey-mobile-contact{animation:.22s journey-enter}@keyframes journey-enter{0%{opacity:0;transform:translateY(8px)}to{opacity:1;transform:none}}@keyframes journey-value{0%{opacity:.55}to{opacity:1}}@supports (interpolate-size:allow-keywords){.calculator-studio details{interpolate-size:allow-keywords}.calculator-studio details::details-content{opacity:0;height:0;transition:height .22s ease,opacity .22s ease,content-visibility .22s allow-discrete;overflow:clip}.calculator-studio details[open]::details-content{opacity:1;height:auto}}}@media (width<=1100px){.calculator-studio .container{width:calc(100% - 64px)}.studio-hero-inner{grid-template-columns:1.35fr 1fr}.studio-hero h1{font-size:50px}.journey-adviser{display:block}.journey-adviser img{width:100%;height:300px}.journey-adviser>div{background:#f7f7eef0;border-radius:8px;padding:12px;position:absolute;bottom:20px;right:0}.journey-adviser strong{font-size:21px}.journey-adviser span{max-width:140px;font-size:13px}.journey-adviser strong:after{margin:7px 0}.calculator-studio .calc-toolbar button{gap:12px;padding:19px 16px}.journey-mode-row{gap:18px}.calculator-studio .refi-layout,.studio-planner{grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:24px}.calculator-studio .refi-inputs,.calculator-studio .journey-result-card{padding:26px}.journey-chart-grid{grid-template-columns:1fr}.calculator-studio .calc-consultation{grid-template-columns:1fr 1fr;gap:28px}.journey-contact-portrait{opacity:.13;width:200px;position:absolute;bottom:0;right:45%}.journey-contact-copy{z-index:1}.calculator-studio .refi-main-value{font-size:38px}}@media (width<=850px){.calculator-studio .container{width:calc(100% - 44px)}.studio-hero-inner{grid-template-columns:1.5fr 1fr;gap:15px}.studio-hero h1{font-size:43px}.studio-lead{font-size:17px}.journey-mode-row{display:block}.calculator-studio .calc-clear{margin-left:auto}.calculator-studio .calc-privacy{margin:0 0 25px}.calculator-studio .refi-layout,.studio-planner{grid-template-columns:1fr}.calculator-studio .refi-results,.studio-planner .calc-results-region{position:static}.studio-planner .calc-results-region{grid-area:2/1}.calculator-studio .refi-introduction{display:block}.calculator-studio .refi-example{max-width:none;margin-top:18px}.calculator-studio .refi-main-value{font-size:47px}.journey-full-analysis{margin-top:45px}.calculator-studio .refi-scenario dl>div{grid-template-columns:1fr;gap:5px}.calculator-studio .refi-scenario dd{text-align:left}}@media (width<=700px){.calculator-studio .calculator-experience{padding-bottom:calc(105px + env(safe-area-inset-bottom))}.studio-hero-inner{display:block}.studio-hero-copy{padding:32px 0 24px}.studio-hero h1{font-size:46px}.studio-lead{margin-top:20px;font-size:17px}.journey-adviser{align-items:center;gap:20px;padding:0 0 28px;display:flex}.journey-adviser:before{display:none}.journey-adviser img{object-position:50% 12%;border-radius:50%;width:74px;height:74px;-webkit-mask-image:none;mask-image:none}.journey-adviser>div{flex:initial;background:0 0;padding:0;position:static}.journey-adviser strong{font-size:25px}.journey-adviser span{max-width:none;font-size:14px}.journey-adviser strong:after{width:28px;margin:7px 0}.calculator-studio .calc-toolbar button{text-align:center;flex-direction:column;gap:9px;padding:14px 8px}.calculator-studio .calc-toolbar strong{font-size:13px;line-height:1.5}.calculator-studio .calc-toolbar small{font-size:12px}.calculator-studio .calc-toolbar button>svg{width:21px;height:21px}.calculator-studio .calc-consultation{grid-template-columns:1fr;gap:28px;padding:28px}.journey-contact-portrait{opacity:1;object-position:50% 12%;border-radius:100px 100px 12px 12px;grid-row:2;width:130px;height:145px;margin:0;position:static}.journey-contact-options{padding:26px}.calculator-studio .calc-consultation h2{font-size:34px}.calculator-studio .refi-net-grid strong{font-size:30px}}@media (width<=480px){.calculator-studio .container{width:calc(100% - 36px)}.studio-hero h1{font-size:43px}.studio-eyebrow{font-size:10px}.calculator-studio .calc-toolbar small{display:none}.calculator-studio .calc-toolbar strong{font-size:13px}.calculator-studio .calc-privacy{align-items:flex-start}.calculator-studio .calc-privacy svg{margin-top:4px}.calculator-studio .refi-introduction h2{font-size:33px}.calculator-studio .refi-inputs{padding:26px 20px}.calculator-studio .refi-section-title h3{font-size:30px}.calculator-studio .refi-pair{gap:14px}.calculator-studio .journey-result-card{padding:28px 22px}.calculator-studio .refi-main-value{font-size:39px}.calculator-studio .refi-result-hero>h3{font-size:29px}.calculator-studio .refi-hero-stats{gap:18px}.calculator-studio .refi-hero-stats strong{font-size:23px}.journey-payment-pair{gap:10px;padding:15px 12px}.journey-payment-pair strong{font-size:20px}.calculator-studio .refi-panel{padding:26px 20px}.calculator-studio .refi-inputs>.refi-panel{padding:0 0 24px}.calculator-studio .refi-scenario-grid{gap:15px}.calculator-studio .refi-scenario+.refi-scenario{padding-left:15px}.calculator-studio .refi-scenario>strong{font-size:23px}.calculator-studio .refi-scenario dd{overflow-wrap:anywhere}.calculator-studio .refi-net-grid{grid-template-columns:1fr;gap:26px}.calculator-studio .journey-detail-sections>details{padding:22px 20px}.calculator-studio .journey-detail-sections>details>summary{font-size:16px}.calculator-studio :is(.calc-panel,.budget-card,.calc-summary,.calc-repayment){padding:26px 20px}.calculator-studio .calc-fields,.calculator-studio .budget-field-grid{grid-template-columns:1fr}.calculator-studio .refi-empty,.studio-planning-empty{padding:30px 24px}.calculator-studio .calc-consultation{padding:26px 20px}.journey-contact-options{padding:25px 20px}}@media (width<=360px){.studio-hero h1{font-size:40px}.calculator-studio .refi-hero-stats{grid-template-columns:1fr}.calculator-studio .refi-main-value{font-size:36px}.journey-payment-pair{flex-wrap:wrap}.calculator-studio .refi-scenario-grid{gap:12px}.calculator-studio .refi-scenario+.refi-scenario{padding-left:12px}.calculator-studio .refi-scenario>strong{font-size:18px}}@media (prefers-reduced-motion:reduce){.calculator-studio *,.calculator-studio :before,.calculator-studio :after{scroll-behavior:auto!important;transition:none!important;animation:none!important}}@media (width<=480px){.studio-hero h1{font-size:44px}}.calculator-studio .calc-form-introduction{justify-content:space-between;align-items:flex-end;gap:24px;margin:30px 0 12px;display:flex}.calculator-studio .calc-form-introduction .calc-mode-intro{margin:0}.calculator-studio .calc-form-introduction .calc-clear{flex-shrink:0}.calculator-studio .refi-header-actions{flex-shrink:0;align-items:center;gap:18px;display:flex}.calculator-studio .refi-header-actions>.refi-example{margin:0}.calculator-studio .refi-header-actions>.calc-clear{white-space:nowrap;flex-shrink:0;margin:0}.studio-planner.studio-planner--repayment{margin-top:0;display:block}.studio-planner--repayment .calc-edit-grid{margin-bottom:28px}.studio-planner--repayment .calc-edit-grid>div>.calc-panel{margin-bottom:0}.studio-planner--repayment .calc-edit-grid>div>.calc-panel>.calc-fields{grid-template-columns:repeat(4,minmax(0,1fr))}.studio-planner--repayment .calc-panel>.calc-rate-details{border:0;border-top:1px solid var(--journey-line);box-shadow:none;border-radius:0;margin:24px 0 0;padding:18px 0 0}.studio-planner--repayment .calc-rate-details .calc-details-plus{display:none}.studio-planner--repayment .calc-results-region{grid-template-columns:repeat(2,minmax(0,1fr));align-items:start;gap:0 28px;display:grid;position:static}.studio-planner--repayment .calc-results-region>.mortgage-chart{border-radius:12px}.calc-repayment-visuals{gap:20px;min-width:0;display:grid}.calc-repayment-visuals>.mortgage-chart{border-radius:12px}.calculator-studio .calc-overpayment{margin:0;padding:24px}.calculator-studio .calc-overpayment>summary{font-size:17px;font-weight:600}.calc-overpayment form{margin-top:22px}.op-include{cursor:pointer;align-items:flex-start;gap:10px;font-size:15px;line-height:1.6;display:flex}.op-include input{accent-color:#113640;flex-shrink:0;width:18px;height:18px;margin-top:3px}.op-settings{border:0;min-width:0;margin:24px 0;padding:0}.op-settings:disabled{opacity:.5}.op-effects{border:0;min-width:0;margin:0 0 20px;padding:0}.op-effects legend{margin-bottom:10px;font-size:14px}.op-effects>div{background:#f0f3ed;border-radius:8px;grid-template-columns:1fr 1fr;gap:4px;padding:4px;display:grid}.op-effects button{color:#163a45;min-width:0;min-height:44px;font:inherit;cursor:pointer;background:0 0;border:0;border-radius:6px;padding:10px;font-size:14px}.op-effects button[aria-pressed=true]{color:#fff;background:#113640}.op-one-off{border:1px solid var(--journey-line);border-radius:8px;min-width:0;margin:18px 0;padding:14px}.op-one-off legend{padding-inline:6px;font-size:14px}.calculator-studio .op-settings .calc-fields{gap:14px;margin-top:16px}.op-settings>.budget-field{margin-top:16px}.op-settings h3{border-top:1px solid var(--journey-line);margin:22px 0 16px;padding-top:22px;font-size:24px}.op-settings input[readonly]{color:#657773;background:#eef1eb}.op-add,.op-remove,.op-clear{min-height:44px;font:inherit;cursor:pointer;background:0 0;border:0;justify-content:center;align-items:center;gap:7px;padding:8px 0;font-size:14px;display:inline-flex}.op-add{color:#155774}.op-remove,.op-clear{color:#934644}.op-remove{margin-top:8px}.op-actions{flex-wrap:wrap;justify-content:space-between;align-items:center;gap:12px;display:flex}.op-actions .button{min-height:46px;padding:12px 18px;font-size:14px}.op-hint,.op-status{color:#627a7e;margin:16px 0 0;font-size:14px;line-height:1.7}.op-status{color:#205d4e}.calc-overpayment button:focus-visible{outline-offset:3px;outline:2px solid #176a83}.studio-planner--repayment .calc-results-region>:is(.journey-analysis-link,.studio-planning-empty){grid-column:1/-1}.studio-planner--repayment .studio-planning-empty{grid-template-columns:minmax(0,1.1fr) minmax(0,1fr);grid-template-areas:"eyebrow artwork""heading artwork""copy artwork""foot artwork";align-content:center;column-gap:clamp(28px,5vw,72px);padding:40px;display:grid}.studio-planner--repayment .studio-planning-empty>.studio-eyebrow{grid-area:eyebrow}.studio-planner--repayment .studio-planning-empty>h2{grid-area:heading;margin:18px 0}.studio-planner--repayment .studio-planning-empty>p{grid-area:copy;max-width:46ch;margin:0}.studio-planner--repayment .studio-planning-empty>.projection-art{grid-area:artwork;place-self:center;max-width:480px}.studio-planner--repayment .studio-placeholder-foot{grid-area:foot;margin-top:24px}@media (width<=1100px){.studio-planner--repayment .calc-edit-grid>div>.calc-panel>.calc-fields{grid-template-columns:repeat(2,minmax(0,1fr))}.studio-planner--repayment .calc-results-region{column-gap:24px}}@media (width<=850px){.calculator-studio .refi-header-actions{gap:12px;margin-top:18px}.calculator-studio .calc-form-introduction{flex-wrap:wrap;gap:8px}.calculator-studio .calc-form-introduction .calc-clear{margin-left:auto}.studio-planner--repayment .calc-results-region{grid-template-columns:1fr;row-gap:24px}.studio-planner--repayment .calc-results-region>.journey-analysis-link{padding-block:0}.studio-planner--repayment .studio-planning-empty{grid-template-columns:1fr;grid-template-areas:"eyebrow""heading""copy""artwork""foot";padding:30px}.studio-planner--repayment .studio-planning-empty>.projection-art{max-width:360px;margin-top:16px}.studio-planner--repayment .studio-placeholder-foot{margin-top:8px}}@media (width<=480px){.studio-planner--repayment .calc-edit-grid>div>.calc-panel>.calc-fields{grid-template-columns:1fr}.calculator-studio .refi-header-actions>.refi-example{flex:1;min-width:0}.studio-planner--repayment .studio-planning-empty{padding:28px 24px}}.calculator-download{border-top:1px solid #ffffff30;margin-top:24px;padding-top:22px}.calculator-download-trigger{color:#fff;width:100%;min-height:50px;font:inherit;cursor:pointer;background:#ffffff0a;border:1px solid #fff6;border-radius:9px;justify-content:center;align-items:center;gap:10px;padding:12px 18px;font-size:16px;transition:background .16s,border-color .16s;display:flex}.calculator-download-trigger:hover{background:#ffffff1a;border-color:#dce99e}.calculator-download-trigger:focus-visible{outline-offset:3px;outline:3px solid #dce99e}.calculator-download-trigger[aria-disabled=true]{opacity:.7;cursor:default}.calculator-download>p{color:#c4d4d8;text-align:center;margin:10px 0 0;font-size:14px;line-height:1.5}.download-inline-check{margin-top:12px}.download-inline-check .turnstile-container{min-height:0;margin-top:0}.calculator-download>.download-error{color:#ffd7c8;font-size:16px}.download-honeypot{width:1px;height:1px;position:absolute;left:-10000px;overflow:hidden}.download-cancel{color:#fff;min-height:44px;font:inherit;cursor:pointer;background:0 0;border:0;margin:8px auto 0;padding:10px;text-decoration:underline;display:block}.download-cancel:focus-visible{outline-offset:2px;outline:3px solid #dce99e}@media (prefers-reduced-motion:reduce){.calculator-download-trigger{transition:none}}.studio-hero-copy,.studio-hero .journey-adviser>div{overflow-wrap:anywhere;min-width:0}.studio-hero .journey-adviser strong{white-space:normal}.studio-hero .studio-eyebrow,.studio-hero .journey-adviser span{font-size:14px}.studio-hero .studio-lead{white-space:pre-line}
